In order to qualify for coverage under COBRA, you must be employed by a government agency, either state or local or you must be employed by a private-sector company that employs 20 or more people full-time.

Cal-COBRA is a state law in California that applies to employers with group health plans that cover between two and 19 employees, allowing employees to keep their benefits for up to 36 months following a qualifying life event, such as the following: The employee’s job ends Individuals who have exhausted continuation cover-age under federal COBRA*, if they are entitled to less than 36 months of federal COBRA.

COBRA gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Cal-COBRA is a California Law that lets you keep your group health plan when your job ends or your hours are cut. Health insurance under COBRA can continue for 18 or 36 months. If part-time employees' hours can be combined to create the equivalent of 20 full-time employees, you will be eligible as well.

COBRA is costly as it is calculated by adding what your employer has been contributing toward your premiums to what you’ve been paying in premiums, and then adding the service charge on top of that.

Your COBRA benefits are the same as those you had in the employer plan.

Cal-COBRA allows continued access to group health coverage for the following: 1. COBRA applies only to companies with at least 20 employees. We may collect personal information from you for business, marketing, and commercial purposes.

What is COBRA and Cal-COBRA? Former employees and their dependents, of employers of 2-19 eligible employees, and 2.

It may also be available to people who have exhausted their Federal COBRA. Figuring Out Your COBRA Premium

Decide not to participate in COBRA and apply for special enrollment through Covered California. Q7: How long does COBRA last? COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a United States federal law that, among other things, requires employers of 20 or more employees to offer continuation of coverage to employees and their dependents when a qualifying event that results in the loss of group eligibility occurs. Assuming one pays all required premiums, COBRA coverage starts on the date of the qualifying event, and the length of the period of COBRA coverage will depend on the type of qualifying event which caused the qualified beneficiary to lose group health plan coverage. Under COBRA, a qualifying event is one that causes you to lose your health coverage, such as a reduction in work hours or the loss of your job for reasons other than gross misconduct. ** Cal-COBRA coverage is available for up to

It gives employees in certain situations the right to pay premiums for and keep the group health insurance that they would otherwise lose after they: Reduce their work hours We value your privacy. If your employer offers COBRA coverage when you leave a job, you have options: Continue coverage under COBRA. The covered employee died. The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 (enacted July 1, 1986), requires that employers with 20 or more employees, and maintain group benefit plans (including health, dental, vision, and medical reimbursement account), offer continuation of benefit coverage for a specific period of time to covered employees, spouses, domestic partners (State of California Legislation, not federal …
The Consolidated Omnibus Budget Reconciliation Act — better known as COBRA — gives you the legal right to continue group health benefits when they might otherwise end due to job loss, divorce or death.


In addition, the following are qualifying events for spouses and dependent children: The covered employee became entitled to Medicare. It gives employees in certain situations the right to pay premiums for and keep the group health insurance that they would otherwise lose after they: Reduce their work hours; Quit their jobs; Lose their jobs; Most people can keep the insurance for up to 18 months.

Find out more information about COBRA eligibility and if your employer may be required to offer it. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a health insurance program that allows eligible employees and their dependents the continued benefits of health …


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